Telcoin (TEL) is a decentralized financial platform leveraging blockchain to provide financial services via mobile networks. Founded 2017 in Singapore, TEL enables high-speed, low-cost remittances and integrates telecom carriers with DeFi. Native ERC‑20 token on Ethereum, with use‑cases including Telcoin Remittances, TELxchange, and Send Money Smarter Network (SMS).